Annual Tax Optimizer

Pro-grade tax return engine for Assessment Year 2025-26. Compliant with Income Tax Act 2023.

Income Sources
৳

* 1/3 or ৳4.5 Lakh exemption is automatically applied as per Act 2023.

* 25% maintenance deduction applied.

Deductions & Category
Wealth Surcharge Assets
৳

Final Summary

Total Taxable Income
৳0
Gross Tax Payable
৳0
Investment Rebate (-)
৳0
Wealth Surcharge (+)
৳0 (0%)
Net Tax Payable
৳0

Government Guidelines

Key updates from Income Tax Act 2023 and Finance Act 2024 by National Board of Revenue (NBR).

Crucial Deadlines

  • Tax Day: November 30 is the last date for individuals to submit returns without penalty.
  • Extended Periods: Form 11G allows request for time extension under valid reasons.
  • Penalty: Delay fee is 10% of last tax paid or minimum ৳1,000.

Mandatory PSR

Proof of Submission of Return (PSR) is required for:

  • Availing loans > ৳10 Lakh.
  • Credit card applications.
  • Registration of land or motor cars.
  • License renewal for business (Trade License).
  • Obtaining gas/electricity connections for commercial use.

Exemption Rules

  • Salary: 1/3 of gross salary or ৳4.5L (lesser) is tax-free.
  • House Property: 25% of annual value is deductible for repair/maintenance.
  • Non-Taxable: Hajj expenditure, Govt Pension, Gratuity up to ৳2.5cr.
Smart Optimization Hub

The Zero Tax Framework

Use 100% legal investment frameworks and corporate offsets to minimize or completely wipe out your tax liabilities for AY 2025-26.

Corporate & SME Strategy

Corporate tax can heavily diminish net profits. Learn how to legally mitigate these through compliance and AIT structuring.

  • Incorporate an SME: Annual turnover under ৳50 Lakh? Your business is completely TAX FREE.
  • Utilize AIT: Ensure your Advance Income Tax at customs or via bank deposits is meticulously tracked to offset liabilities.
  • IT / Tech Exemptions: Running a tech-enabled service or IT firm? Claim full exemption until 2026 under the ITITES provision.
  • Audit Compliance: Moving from a proprietorship (30% tax) to a Private Limited Company (22.5%) instantly saves 7.5% in taxes.
View Full Corporate Guide

Target: ৳0 Net Tax

For individuals, using the 15% investment rebate is the ultimate weapon.

The "20% Rule"

You are legally allowed to claim a tax rebate on exactly 20% of your total taxable income. You will get back 15% of that invested amount deducted directly off your gross tax.

Where to Park Money?

  • Deposit Pension Scheme (DPS): Up to ৳1.2L/yr
  • Sanchaypatra (Savings Certificates)
  • Life Insurance Premiums